Construction Insurance Comparison Chart
Free Download Here
CAR is for civil and building works. EAR is for M&E erection. CGL is third-party liability. They are not interchangeable. Side-by-side for Malaysian contractors.
Built for the QS, project director, or contracts manager at a Malaysian CIDB G3 to G7 contractor scoping a tender or pre-mobilisation pack.
✔ Side-by-side: CAR (civil/building), EAR (M&E erection, commissioning), CGL or Public Liability (third-party bodily injury and property damage)
✔ Where to pair vs stand-alone, with WC including foreign workers via SOCSO Employment Injury Scheme since 1 January 2019
✔ PWD 203A Clauses 17, 32 to 33, 48.1(a) and PAM 2018 Clauses 19, 20A, 20B, 20C anchors that govern allocation
✔ CIDB Act 520 levy mechanics (0.125 percent of contract value above RM 500,000) included as a planning note
For Malaysian CIDB G3 to G7 contractors. Subject to policy terms and conditions. Foundation is a specialist property and engineering insurance intermediary, not a broker.
Bring this to your next pre-tender insurance check.
Foundation Insurance Solutions is a registered and licensed insurance intermediary in Malaysia specialising in property and engineering insurance for industrial operations. We provide comprehensive coverage for manufacturers, contractors, and facility owners across construction, electronics, food production, and high-risk industrial sectors.
Riskflow Sdn Bhd (202101001225):
Suite 3.19 (North Block), The Ampwalk, 218 Jalan Ampang, 50450 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur
t: +60149256398 (Kevin)
email: kevin.hoong@getfoundation.com.my
