5 Signs Your Factory Is Underinsured
Most factory owners assume they're covered — until a claim gets cut by 40%.
This checklist gives you 5 quick checks every factory should run against their current policy.
✔ Sum insured vs reinstatement value
✔ Business interruption coverage gaps
✔ Machinery and equipment blind spots
✔ Average clause exposure check
✔ Policy update frequency
For factory owners, plant managers, and finance teams handling insurance renewals in Malaysia.
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