Insurance Requirements for Government Projects Malaysia: Complete Contractor Guide 2026
Complete breakdown of mandatory insurance requirements for government contracts in Malaysia, covering performance bonds, CAR insurance, workmen's compensation, and PWD Form 203A compliance for contractors bidding on JKR and public works projects.
You've won the government tender. Now comes the part that stops most contractors: proving you've got the right insurance in place before work can start.
Government contracts in Malaysia require specific insurance coverage that differs significantly from private sector projects, with stricter documentation requirements and mandatory compliance before site possession.
This guide covers:
- Mandatory insurance types for government contracts
- Performance bond requirements and thresholds
- PWD Form 203A insurance clauses
- Documentation and deposit requirements
- Common mistakes that delay project commencement
- Insurance costs and procurement timelines
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Insights on Property & Engineering Risks
Practical guidance on construction, industrial, and engineering insurance in Malaysia
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If you're managing a construction project, industrial facility, or commercial property in Malaysia and need insurance coverage, we can help structure a program that works.
Foundation Insurance Solutions is a registered and licensed insurance intermediary in Malaysia specialising in property and engineering insurance for industrial operations. We provide comprehensive coverage for manufacturers, contractors, and facility owners across construction, electronics, food production, and high-risk industrial sectors.
Riskflow Sdn Bhd (202101001225):
Suite 3.19 (North Block), The Ampwalk, 218 Jalan Ampang, 50450 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur
t: +60149256398 (Kevin)
email: contact@getfoundation.com.my